Treachery

Treachery is an element of aggravated crimes committed by criminals. Treachery is a sign that a person has the intention or premeditated plan to kill a person. In this post, we will feature the definition of treachery. The other term of treachery is alevosia.


There is treachery  when the offender commits any of the crimes against the person, employing means, methods or forms in the execution thereof which tend directly and specially to ensure its execution, without risk to himself arising from the defense which the offended party might make.

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Exemption from Criminal Liability in Crimes Against Property

No criminal liability, but only civil liability shall result from the commission of the crime of theft, swindling, or malicious mischief committed or caused mutually by the following persons:

Spouses, ascendants and descendants, or relatives by affinity in the same line;

The widowed spouse with respect to the property which belonged to the deceased spouse before the same shall have passed into the possession of another; and

Brothers and sisters and brothers-in-law and sisters-in-law, if living together.

The exemption established by this article shall not be applicable to strangers participating in the commission of the crime. (Art. 332, RPC) 

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Reckless Imprudence

Reckless imprudence consists in voluntarily, but without malice, doing or failing to do an act from which material damage results by reason of inexcusable lack of precaution on the part of the person performing or failing to perform such act, taking into consideration his employment or occupation, degree of intelligence, physical condition and other circumstances regarding persons, time, and place.

On the other hand, simple imprudence consists in the lack of precaution displayed in those cases in which the damage impending to be caused is not immediate nor the danger clearly manifest.

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Maguindanao Massacre

How would you write an article which talks about extreme evil deeds? How would you react to the Maguindanao Massacre? Would you just ignore the issue or ponder on?

Maybe, I would pretend as an alien who happened to hear the news from different print and broadcast media stations. Yes, I could be an alien who wondered why this happened to Maguindanao. The Maguindanao massacre seemed to happen only in that place since in the planet where I came from, there is no stories of gruesome death and massacre. Planet Peaceful is the place where I came from and I am here on earth to listen to stories about unearthed bodies found in the massacre site. I felt that the people hated each other because the killings was done in the most horrible way. As an alien, I understood the feelings of the families of all victims because I would also feel bad if something happens like that to my family back there at Planet Peaceful. I know that there must be a reason for all these.

The theory on the Maguindanao Massacre is that politics is the main reason why it took place. Then, what is politics? Is it the way people interact with each other for the purpose of governance? Is it the chain of events for the administration of political affairs? The, the Philippine government must do something about the Maguindanao Massacre. It has been said that man by nature is a political animal. Then, maybe, the animalistic killings in Maguindanao explains the theory. An alien like me must learn that this world is not a safe place to live.

As of today, 57 dead people has been unearthed in the place where the incident took place. The Maguindanao Massacre was done in such a way that its victims will be buried after being executed. News reports would mention that a hundred people kidnapped the victims and killed them. The victims include women and women who had roles to do in such fateful day had they escaped the brutal killings. Some of them are drivers, journalists, lawyers, housewwives, sons, daughters, and even passersby who are in the wrong place at the wrong time. The international community condemned what happened in Maguindanao like the United Nations and other international government organizations and even private individuals. As an alien, I finally understood that hell could be found just anywhere.

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Credit Card Balance Transfer

When we speak of credit card balance transfer, there are two things that must be considered. The first one is its impact to one's financial independence and the second one is balance transfer fees. The two points are related with each other but there are some ideas that must be clearly known. Looking back, transferring a credit card balance is considered an easy task for credit card consumers for it has been designed in order to entice them through fun activities of sorting various offers, looking for the the best deal, and getting what you want. But credit card balance transfer nowadays is getting more challenging as there were already lesser offers wherein short introductory periods and increased fees were also given. Finding the best deal is no longer considered a game because credit card balance transfer became more expensive.

Basically, the drastic change could be attributed as a pullback in the credit card industry making balance transfer harder and more risky for consumers. Aside from that, the current economic downturn also caused the changes in the services offered by credit card companies for credit card balance transfer. But the most certain rationale is the federal credit card legislation wherein credit card companies would not be allowed to raise interest rates on existing balances except in limited circumstances. There will be a ban on charging interest on balances that are already paid and a restriction on card issuance to children. As a result, many credit card issuers increased the rates of balance transfer prior to the full effect of the federal credit card legislation. Hence, JP Morgan Chase which is the largest credit card issuer in the United States applied an increase in its balance transfer fee to a maximum of 5% while the second largest issuer, the Bank of America informed an increase of 4% in such transaction as reported by Washington Business Journal. Besides, it must be noted that one must have an excellent credit history in order to qualify for balance transfer.

Balance transfer fees are made known as a percentage of the total amount a credit card consumer is transferring. Since fees are inevitable, credit card consumers must exercise prudence in applying for balance transfer in order to maintain financial independence and security. It is also advisable to put all credit card debt in one card since it could simplify financial activities. Simply put, consolidation of debt through transfer balances to a single low-interest credit card simplifies payments of the services rendered by credit card companies.

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